I have to cancel my trip
Travel plans on hold? If you have to cancel any pre-paid travel expenses we will pay you the value of the unused arrangements, less any refunds due to you and the reasonable cost of rearranging your trip, where the cost is less than cancellation fees or lost deposits arising because the trip is cancelled.
We will pay your travel agent’s cancellation fee up to 10% of the amount paid to the travel agent or $3,000 per policy—when the fees are paid in full or the maximum amount of deposit is paid at the time of cancellation
We will cover the expense for rescheduling your trip prior to departure provided the cost of rescheduling does not exceed the cost of cancellation. This benefit can only be claimed once per policy per insured person.