Why do I need a police report?
A police report provides an official account of a crime, accident, or other serious incident and is made, or filed, by the victim at a police station.
Because police reports are official documents, they provide the necessary detail that travel insurance companies need in order to work through a claim.
While police reports can speed up the claims process, in many situations, they’re actually a mandatory requirement for claiming on a travel insurance policy. Like:
- Stolen cash or credit cards
- Stolen or lost belongings
- Legal liability claims
Play it safe by getting a police report whenever possible.
This should ideally happen with 24 hours of the incident. Remember to keep a copy of the official report.
See here for great tips on what do if you need to file a police report overseas.