Why do I need a police report?

A police report provides an official account of a crime, accident, or other serious incident and is made, or filed, by the victim at a police station.

Because police reports are official documents, they provide the necessary detail that travel insurance companies need in order to work through a claim.

While police reports can speed up the claims process, in many situations, they’re actually a mandatory requirement for claiming on a travel insurance policy. Like:

  • Stolen cash or credit cards
  • Stolen or lost belongings
  • Legal liability claims

Play it safe by getting a police report whenever possible. 

This should ideally happen with 24 hours of the incident. Remember to keep a copy of the official report.

See here for great tips on what do if you need to file a police report overseas. 

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