What does the Cruise Pack cover?

If you intend to go on a river, sea or ocean cruise for two or more nights then you must purchase a Cruise Pack, otherwise you will not have cover under your policy. The Cruise Pack covers onboard medical treatment, cruise delay, missed port, pre-paid shore excursion cancellation, missed cruise departure, baggage, cabin confinement, formal cruise attire and marine rescue diversion.

Please note: 

  • The Cruise pack must be purchased before you leave home for your cruise. This includes any flights or transportation required to get to your departing port.
  • You must be under the age of 75 at the date your Certificate of Insurance is issued.

The Cruise Pack covers:

  • Unlimited onboard medical treatment and helicopter evacuation for emergency medical assistance 
  • $2,000 for cruise delay per policy $1,000 for missed port per policy 
  • $1,000 for pre-paid shore excursion per policy 
  • $2,000 for missed cruise departure per policy 
  • $3,000 for baggage lost or stolen before boarding per policy 
  • $50 per day, $1,000 in total, for cabin confinement per policy 
  • $500 for formal cruise attire lost, stolen or damaged, per policy 
  • $750 for formal cruise attire delayed per policy 
  • $500 for marine rescue diversion per policy

If you're spending more than 2 nights out at sea, and are accidentally injured or need emergency medical attention whilst on board, your medical claims will not be covered unless you've added a Cruise Pack to your cover. Similarly, your cruise attire and luggage is not covered while on board, without a Cruise Pack.

See more about our Cruise Pack here

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