Is pre-eclampsia in pregnancy covered?
No. Unless a Pregnancy Add-on is added to you policy, overseas medical care due to pre-eclampsia is not covered by any of our standard policies.
RANZOG describes Pre-eclampsia as a serious condition that only occurs in pregnant women. It begins after 20 weeks gestation and usually takes the form of high blood pressure and abnormal kidney function, but can also involve other organs, such as the liver, blood and brain. Your doctor or midwife can detect pre-eclampsia by measuring your blood pressure and testing your urine for protein (proteinuria).
Once pre-eclampsia develops, it does not go away until after the baby is born. Women with pre-eclampsia may require an earlier delivery, either by labour induction or caesarean section, in order to protect the health of themselves and their baby. In some cases, pre-eclampsia can develop after childbirth and you should alert your doctor or midwife of any concerns you may have after your baby is born.